Korea is one of the leading cashless countries in the world. Although card payments are the norm in Seoul, certain street food, small restaurants and some public transport may only accept cash on rare occasions. We recommend that visitors carry around some cash if they plan to explore a range of neighborhoods, restaurants, markets, etc.
Korean Won bills in order of 50,000 won, 10,000 won, 5,000 won and 1,000 won
Banks & Exchange rates
Most banks have business hours from 09:00 to 16:00
Banks usually offer the best exchange rates and most offer currency exchange services
Government-certified currency exchange booths are available outside of regular banking hours, found in areas frequented by international visitors
Certified booths have a sign with the word Certified and currency symbols
ATMs
Typically operate until 23:00, with many open 24 hours a day, often found within banks
Can also be found at convenience stores but often charge higher transaction fees
Many accept international cards, marked with a Global sign or the logo of the international banks they accept cards from
Most offer foreign languages including English, Chinese and Japanese
Foreign Cards
Easy to make direct payments in most stores, restaurants and taxis (ride share and ride hall included)
Best to let vendors know that your card is a foreign card – tell them it's a hae-wae ka-deu (foreign card)
There may be certain locations that do not accept a foreign card
Tipping
There is no tipping culture in Korea and is therefore not expected
Many major hotels and high-end restaurants add a 10% service charge (in addition to the 10% VAT)
Taxi drivers do not expect tips, but appreciate when passengers let them keep the change or round up the card payment
Global Tax Free
10% VAT is added on to the price of most purchases
At stores with a Tax Free sign, foreigners are eligible for a tax refund on purchases greater than 30,000 won
To receive your refund, follow the steps below:
Make a purchase of total value greater than 30,000 won at stores with a Tax Free sign
Show your passport and ask for a refund check when making payment
When leaving the country, present your passport, refund check, receipt and unopened merchandise at airport customs
Receive your cash, check or credit card refund at the refund counter located near the departure gates
Language
Korean (한국어, hangugeo) is the native language
English is not spoken very often in South Korea, but many people in Seoul can converse in basic English
Have translation tools like Google Translate handy for any situation
Staff in all the main hotels can speak decent to good English
Staff in High-end restaurants often speak decent English
Staff in smaller, more casual restaurants may not speak English, and some only offer Korean menus
Taxi drivers rarely speak English
Major tourist spots like Insa-dong, Myeong-dong and Hongdae have information centres to assist tourists in English
Simple words and phrases
Hello – 안녕하세요 (an-nyoung-ha-se-yo)
Thank you – 감사합니다 (gam-sa-ham-ni-da)
Yes – 네 (ne)
No – 아니요 (ah-ni-yo)